Creamy Taco Soup

Featured in: Weeknight Dinners

This hearty soup combines ground beef with vegetables, beans, and corn in a creamy broth seasoned with taco spices. Ready in under an hour, it's an ideal one-pot meal for busy weeknights or casual gatherings. The addition of heavy cream and cheddar creates a velvety texture that balances the zesty seasonings, while optional toppings like sour cream, cilantro, and crushed tortilla chips add customizable crunch and freshness.

Updated on Wed, 28 Jan 2026 09:06:00 GMT
Creamy Taco Soup simmering with ground beef, beans, and corn in a rich, cheesy broth topped with green onions. Save
Creamy Taco Soup simmering with ground beef, beans, and corn in a rich, cheesy broth topped with green onions. | pulseoven.com

The first time I made Creamy Taco Soup, a blizzard had trapped us indoors for two days straight. Rummaging through our pantry, I discovered we had all the ingredients for something that might lift our spirits. The kitchen filled with the warm aroma of spices as the soup simmered, somehow making our small apartment feel cozier despite the howling wind outside. By the time we sat down with steaming bowls, the weather seemed less threatening and more like an excuse to enjoy comfort food together.

Last winter, I brought a thermos of this soup to my friend's house during her move. We sat on boxes eating from mismatched bowls I found in her partially unpacked kitchen, and she asked for the recipe between every spoonful. The moving crew even paused their work, drawn by the smell, and ended up joining us for an impromptu meal break. Sometimes the most memorable meals happen in the least expected moments.

Ingredients

  • Ground beef: I use 80/20 for the perfect balance of flavor and texture, though I once made this with ground turkey when cooking for my sister who avoids red meat, and it was still delicious.
  • Yellow onion and bell pepper: These provide a subtle sweetness that balances the savory elements, and I learned that letting them fully soften before adding spices makes all the difference.
  • Heavy cream: This transforms the soup from good to extraordinary, creating that silky mouthfeel that makes everyone ask for seconds.
  • Taco seasoning: After years of experimentation, I now make a big batch of homemade seasoning every couple months, but store-bought works perfectly when time is tight.
  • Canned tomatoes, corn, and black beans: These pantry staples create the backbone of this recipe, making it possible to whip up even when fresh produce is scarce.

Instructions

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Brown that beef:
Start by cooking the ground beef in a large pot until its crumbly and no longer pink. You want those little browned bits at the bottom of the pot they add incredible flavor.
Build your flavor base:
Toss in the diced onion, minced garlic, and bell pepper, letting them soften and release their aromas. Your kitchen should be smelling amazing about now.
Spice it up:
Add your taco seasoning and other spices, stirring them into the meat mixture until everything is coated and fragrant. This quick toasting step wakes up the spices.
Create the soup base:
Pour in those tomatoes, corn, beans, and broth, then let everything come to a gentle boil. The simmering time allows all those flavors to get acquainted with each other.
Make it creamy:
Lower that heat before adding the heavy cream and shredded cheese. Watch as the soup transforms before your eyes into a velvety, golden creation.
Garnish and serve:
Ladle your masterpiece into bowls and top with green onions, extra cheese, or any toppings that make your heart happy. I always set out little bowls of different toppings so everyone can customize.
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Hearty bowl of Creamy Taco Soup with shredded cheddar, a swirl of sour cream, and crushed tortilla chips. Save
Hearty bowl of Creamy Taco Soup with shredded cheddar, a swirl of sour cream, and crushed tortilla chips. | pulseoven.com

My neighbor Carlos knocked on our door one particularly cold evening, just as I was ladling this soup into bowls. He had come to borrow something, but ended up staying for dinner, calling his wife to join us too. By the end of the night, we were planning a neighborhood potluck with this soup as the centerpiece. Food has this beautiful way of turning ordinary evenings into something worth remembering.

Adapting For Dietary Needs

Ive made this soup countless ways over the years to accommodate friends with various dietary restrictions. For vegetarians, I skip the meat entirely and double the beans, sometimes adding diced zucchini or mushrooms for extra texture. The soup becomes lighter but no less satisfying, especially if you add a dollop of mashed avocado on top for richness. My vegan friend Tara taught me that coconut cream makes a surprisingly good substitute for the heavy cream, adding a subtle sweetness that works well with the spices.

Make-Ahead Magic

This soup gets even better overnight, as the flavors have time to deepen and meld together. I often make a double batch on Sunday afternoons, then portion it into containers for easy weekday lunches. The only trick Ive learned is to add a splash of fresh cream when reheating if its thickened too much in the refrigerator. One memorable Monday, I forgot my lunch at home but discovered a frozen container of this soup at the back of the office freezer from weeks before, and it saved me from another sad desk sandwich.

Serving Suggestions

While this soup is certainly hearty enough to stand alone as a meal, I love creating simple accompaniments that complement its flavors. A batch of warm cornbread with honey butter alongside brings out the subtle sweetness of the corn in the soup. For casual gatherings, I set up a build-your-own soup bar with various toppings and watch as everyone creates their perfect bowl.

  • For a lighter meal, serve smaller portions in mugs with a simple side salad dressed with lime vinaigrette.
  • Warm flour tortillas make excellent dippers and can be torn into pieces and dropped into the soup for an interesting texture.
  • If youre serving kids, try putting the soup in thermos containers for school lunches with a small container of toppings on the side.
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Easy Creamy Taco Soup served with lime wedges and cilantro, ready in 45 minutes for a cozy Tex-Mex dinner. Save
Easy Creamy Taco Soup served with lime wedges and cilantro, ready in 45 minutes for a cozy Tex-Mex dinner. | pulseoven.com

This Creamy Taco Soup has carried me through countless winter evenings, impromptu gatherings, and those nights when comfort is what we need most. I hope it brings the same warmth to your table that its brought to mine.

Recipe FAQs

Can I make this soup ahead of time?

Yes, prepare the soup up to 2 days in advance and store in the refrigerator. Add the cream and cheese when reheating to maintain the best texture.

Is this suitable for freezing?

The soup freezes well for up to 3 months. Consider adding the cream and cheese after thawing and reheating for optimal consistency.

How can I make it vegetarian?

Replace ground beef with plant-based meat alternative or add extra black beans. Use vegetable broth instead of chicken or beef broth.

What toppings work best?

Popular options include sour cream, fresh cilantro, crushed tortilla chips, avocado slices, lime wedges, and extra shredded cheese.

Can I adjust the spice level?

Absolutely. Reduce chili powder for milder flavor, or add diced jalapeños and hot chili powder to increase the heat.

Creamy Taco Soup

Rich, comforting soup with bold taco flavors and creamy texture, loaded with hearty ingredients perfect for cold weather.

Prep Time
15 min
Cook Time
30 min
Overall Time
45 min
Created by Henry Baker


Skill Level Easy

Cuisine Tex-Mex

Makes 6 Portions

Diet Preferences Wheat-Free

What You'll Need

Meats

01 1 pound ground beef or ground turkey

Vegetables

01 1 medium yellow onion, diced
02 2 cloves garlic, minced
03 1 red bell pepper, diced
04 1 can (14 ounces) diced tomatoes with juice
05 1 can (14 ounces) sweet corn, drained
06 1 can (14 ounces) black beans, drained and rinsed
07 2 green onions, sliced

Dairy

01 ¾ cup plus 2 tablespoons heavy cream
02 1 cup shredded cheddar cheese

Liquids

01 3 cups chicken or beef broth

Spices and Seasonings

01 2 tablespoons taco seasoning
02 1 teaspoon ground cumin
03 1 teaspoon smoked paprika
04 ½ teaspoon chili powder
05 ½ teaspoon salt
06 ¼ teaspoon black pepper

Optional Toppings

01 Sour cream
02 Fresh cilantro, chopped
03 Crushed tortilla chips
04 Lime wedges
05 Avocado slices

How to Make

Step 01

Brown the ground meat: In a large soup pot or Dutch oven, cook the ground beef over medium-high heat until browned and crumbly, approximately 5-7 minutes. Drain excess fat if needed.

Step 02

Sauté the aromatics: Add the diced onion, garlic, and bell pepper to the pot. Sauté for 4-5 minutes until vegetables are softened and fragrant.

Step 03

Bloom the spices: Stir in the taco seasoning, cumin, smoked paprika, chili powder, salt, and pepper. Cook for 1 minute until the spices are fragrant and well distributed.

Step 04

Build the soup base: Add the diced tomatoes with juice, corn, black beans, and broth to the pot. Stir well and bring to a gentle boil over medium heat.

Step 05

Simmer the soup: Reduce heat to medium-low and simmer for 15 minutes, stirring occasionally to blend the flavors.

Step 06

Finish with cream and cheese: Lower the heat to low, then stir in the heavy cream and shredded cheddar cheese. Cook for 2-3 minutes until the cheese is melted and the soup reaches a creamy consistency. Do not allow the soup to boil after adding cream.

Step 07

Season and serve: Adjust seasoning to taste if needed. Ladle into bowls and garnish with sliced green onions, additional cheese, and your choice of toppings. Serve immediately with warm crusty bread or tortilla chips.

Tools Needed

  • Large soup pot or Dutch oven
  • Wooden spoon or silicone spatula
  • Chef's knife
  • Cutting board
  • Soup ladle

Allergens

Always review each ingredient for allergens. Ask a healthcare provider if you're not sure.
  • Contains dairy: heavy cream and cheddar cheese
  • May contain gluten: check labels on store-bought broth and taco seasoning
  • May contain soy: present in some store-bought taco seasonings
  • Contains corn: in canned corn and tortilla chips if used as topping
  • Contains legumes: black beans

Nutrition Info (per serving)

Use this nutrition estimate as a guideline, but be sure to verify with a health expert if needed.
  • Calories: 485
  • Fats: 28 g
  • Carbohydrates: 29 g
  • Proteins: 27 g